I’ve hired a lawyer to help me with my appeal to Lincoln Financial for long-term disability. I was denied the first time I tried to apply, and I’ve tried to handle my appeal on my own (because I have this fantasy that I’m somehow a lawyer, which I clearly am NOT!), and I’m not getting anywhere. I am clearly in way over my head and need help. It PAINS me to think the practice will get 33% of my disability income now and forever, should I win the appeal, since the rules regarding ERISA-based long-term disability policies are different from social security disability. But this attorney was very nice, competent-sounding, and comes highly recommended.
This whole disability route is something I SO do not want, but I simply have no choice right now. It’s hard for me to even get around my house…by balance and coordination are terrible, and my leg weakness has become worse. I am HOPING the neurologist is going to tell me SOMETHING tomorrow, because quite frankly, I am scared to death. I mean, what’s going to happen next? Am I going to lose the ability to walk? Something else has to be going on in addition to the POTS, and I hope the results of the nerve fiber test tell me something.
I really, really need something to work out for me right now. My husband and I got into an argument last night about what we’re going to do about this house, finances, etc. I don’t blame him. This is a terrible strain on everyone, and I hate it. I hate being a burden. I hope somehow, this disability thing will work out and I’ll be less of one.